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Reviewed October 1, 2026

CHIP (Children's Health Insurance Program)

Pennsylvania CHIP offers health insurance to uninsured children and teenagers who do not qualify for Medicaid.

Who can apply

Children must be younger than 19, live in Pennsylvania and meet citizenship or qualified-status requirements. Household income determines whether coverage is free or has premiums and copays.

What help is available

Coverage includes medical visits, prescriptions, dental and vision care. Compare participating insurers and their provider networks.

Documents to prepare

  • Child identity and residence information.
  • Household income and tax-household details.
  • Any current insurance information.

How to get started

  1. Apply

    Use COMPASS or the application options on the state CHIP page.

  2. Answer follow-up requests

    Supply household details so the appropriate coverage program can be determined.

  3. Confirm enrollment

    Check the insurer, effective date and any payment requirement.

After applying

Return annual renewal information so coverage can continue. CHIP customer service is 800-986-5437.

Website screenshots

These images show the pages captured in August 2026. Website screens and rules may have changed.

The Pennsylvania DHS CHIP eligibility and benefits page with the 2026 cost tiers.
August 2026 reference screenshot.
The COMPASS portal homepage where families apply for CHIP.
August 2026 reference screenshot.

Common questions

Is CHIP only for very low incomes?

No. Higher-income families may qualify for paid coverage.

Is every child’s coverage free?

Income and household size affect costs.

Can I keep the same doctor?

Check the selected insurer’s network.

Must I renew?

Yes. Follow the insurer’s annual renewal instructions.

Sources and review

Content checked October 1, 2026 using State CHIP application. Current eligibility and the final decision remain with the program.

Historical screenshots: source reference.